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Analyst/ Assistant Manager/ Manager

Kolkata, WB
Job Code:
  • Banking & Finance
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Job Details

Job DescriptionProvide subject matter expertise in at least one of the risk concepts within Card and Consumer Assets viz., Acquisitions, Approve/Decline, Line Management, Pricing etc.2. Execute strong project management skills and ensure timely delivery of projects/analysis3. Delegate work among team members and ensure effective and quality output4. Build and nurture strong relationship with key stakeholders5. Provide effective coaching/mentoring to the team and play critical role in team development6. Take lead in conducting critical analysis for the portfolio including but not limited to Product/Portfolio Diagnosis, Sherwood Deployment, Credit Policy Review, Market/Product benchmarking etc.7. Create robust documentation around existing strategies and processes8. Identifying gaps and marginal growth segments9. Implement best practices for Originations & Account Management policies and strategies10. Propose modification / redevelopment of strategies as required.11. Propose and build new RBWM credit policies12. Implement robust portfolio and strategy monitoring and tracking reports. Develop hypotheses about customer behavior and profitable growth scenarios and apply the right mix of qualitative and quantitative research techniques to identify causes and solutions13. Identify opportunities for standardization of analytical processes to bring in effectiveness and gain efficiency14. Drive innovation for self and team to deliver incremental business value to the RegionThe ideal candidate combines strong business and analytical skills with proven ability in project management. He should be a good team player and has the ability to take the team in the right direction.Skills/Experience RequiredBachelors degree in mathematics/ statistics/ economics or equivalent; Masters degree is preferredAt least 2 years of relevant experience in analytics preferably in the fields like Strategy Development, Loss Forecasting/Reserving , Modeling, Risk Strategy, Marketing etc.Excellent communication skills with technical (the team) and non-technical (senior entity management in region) counterparts; being able to "translate" between the two worlds is the major thing in the day to day work.Strong analytical skills with an ability to grasp new concepts quickly.Good organizational, analytical, problem-solving and verbal and written communication skills.Prior experience in managing risk activities in retail lending is essential.Prior experience in managing Retail portfolios such as Mortgage, Cards, Loans and OverdraftsPrior project management experience would be preferredPrior experience with acquisition risk strategy, account management strategy or strategy analysis and portfolio management would be preferred. Exposure to TRIAD and SMG3 would be a plus
Degree: M.Com. (Commerce) | M.Pharm. (Pharmacy) | M.Sc. (Science) | MA (Arts) | MBA/ PGDM | MCA/ PGDCA

Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 3-8


Business Analysis | Business Strategy
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