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Assistant Manager - Risk, Rural Lending

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  • Banking & Finance
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Job Details

Responsible for formulating, implementation/dissemination & adherence of risk policy for all products under Rural Finance umbrella.- Working closely with product team tweaking policy as per market requirement- Extensive travel to locations to understand market and refine and upgrade policy as per market requirement and after risk assessment- Portfolio risk monitoring & management & Maintaining loss rates within budget- Defining various risk metrics and monitoring them and publishing for all Rural Finance products to enable senior management to take various strategic decisions- Define and ensuring adherence of acquisition processes for frontend, credit process for credit, operations process for operations- Building framework to continuously assess and evaluate system capabilities to eliminate operational loss- Support business in various initiatives and promotions by enabling business growth and maintaining portfolio quality- Policy and Process audit- Data Analysis Basic qualifications? Overall should have 3-5 years of experience? SQL & SAS proficiency must? Proficiency in data analytics understanding and processing data to arrive at meaningful risk metrics and relevance to portfolio improvement? Excellent Excel & Power Point proficiency? Should have fundamental understanding of risk parameters and risk portfolio management? Basic understanding of IT skills? Should be willing to travel extensively every month
Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 3-5


System Administration | System Analyst/Tech Architect
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