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Asst. Credit Manager / Credit Manager (South)


Source:
TIMESJOBS.COM
Location:
Bengaluru, KA
Date:
12-11-2016
Job Code:
58256957
Categories:
  • Banking & Finance
Applying for this job will take you to an external site
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Job Details

Responsible for maintaining the health of portfolio and minimal audit remarksSupervise the daily activities and work related requirements including work output and quality of the same for all reporting staff, directly and indirectly.Do Tele PD for all the customerDo at least 25% Sample visits of clients to verify the financial & non-financial information.Monitor Loan utilization through required visits and reports and do at least 25% of the property visits of mortgaged properties being funded to monitor the Loan UtilisationEnsure the daily work is suitably distributed and scheduled between available reporting staff to ensureAssess credit worthiness of customerCompletion of loan approval and related work within the framework of policies laid and amended from time to timeTrack and ensure that Specified turn around timeEnsuring approval norms & criteria are metApproving / recommending the loan proposals as per the delegated authorityPerform analytical / quantitative analysis of the trends of loan portfolio repayments and customer base on a weekly and monthly basis.Training of CO's/LO's and Ops staff on Product, Policy and software to make them hands for their role.Act as interface between the field, operations, MIS personnel and any other similar requirements from time to time.Any other work as may be assigned by superiors/management from time to time.Co-ordinate with legal and technical vendorsProvide guidance and act as advisor to sales team in proposal making.
Degree: MBA/ PGDM

Additional Degree: B.Com. (Commerce)

Experience: 3-5

Requirements

Bank Assurance | Banking -General | Risk/Credit/Economic Analyst | Underwriter
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