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Credit Analyst - Business Banking


Source:
TIMESJOBS.COM
Location:
Mumbai, MH
Date:
08-11-2016
Job Code:
58231385
Categories:
  • Banking & Finance
Applying for this job will take you to an external site
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Job Details

Responsible for credit analysis of proposals of SME clients -Initial screening of proposals, preparing "go-no go" analysis on the proposals sourced by acquisition team. -Detailed credit analysis including preparation of financial spreads, scoring in the rating models incorporating client profile, business model details, financial analysis, assessment of limits, justification for exposure and mitigants for risks & deviations and description of term and conditions for the credit facilities to be sanctioned -Interaction with the client to gather details for preparation of proposal and initial analysis of the feasibility of the proposal. -Interaction with the market risk department and sanctioning authorities to liaison for the sanction of proposals. -Ensuring timely disposal of the credit proposals and responses to queries raised by risk team/sanctioning authorities within specified TATs. -Monitoring health of the credit portfolio by ensuring daily check on overdue accounts & unarranged overdrafts, documentation related discrepancies and transaction audits -Max CTC that can be offered will be Rs.8-9 lakhs depending upon his/her current CTC, experience, vintage and other credentials along with yearly bonus
Degree: CA (Chartered Accountant) | MBA/ PGDM

Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 2-7

Requirements

Banking -General | Personal/ Retail Banking | Risk/Credit/Economic Analyst
Applying for this job will take you to an external site

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