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Credit Manager

Chennai, TN
Job Code:
  • Banking & Finance
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Job Details

Job roleAs part of Credit team for BL-Credit, the primary job of the credit manager is to understand the business dynamics,products on offer,various segments to whom we lend,ensuring discipline in adherence to processes involved in credit buyingUnderwriting & making proposals of business loans and other products as per location requirement(BL OD, LAP)manage the credit processing agents activitiesensure systematic verification processes and coordinate with verification agenciesbe up to date on industries we lend and business environment in general,take appropriate credit decision,monitor the portfolio sourced,understand and interpret the portfolio qualityinteract with sourcing agentsco-ordinate with internal and external auditorsget the best audit rating in internal audits. Job requirements Good understanding of economy and implications of economic policies,Dynamics of international economic events on Indian economy, industry and segments,understanding of functioning various industries / segments cost matrix, competitors, laws applicablegood understanding of financials to arrive at a decision on lending and recoverability of loans granted.Skills & Experience Ability to analyse news, information, change in laws, financial data and assess its future impact on the business of the loan applicant, segment / industry in which the applicant function, segment in which we operate. Generally strong analytical and futuristic intuitive skills are the need of the job
Degree: MBA/ PGDM

Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 6-8


Credit Control & Collections | Finance/Budgeting | Financial Analysis
Applying for this job will take you to an external site


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