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Credit Manager


Source:
TIMESJOBS.COM
Location:
Mumbai, MH
Date:
22-11-2016
Job Code:
58296202
Categories:
  • Banking & Finance
Applying for this job will take you to an external site
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Job Details

1. The incumbent will be responsible for end to end credit function in the organisation for JLG / IBL / MSME Loans.2. Will do Analysis of Equifax and CIBIL credit reports.3. Will be responsible for credit approval process / overrides of Joint Liability Group Loans. For discharging duties in this role the person should have good understanding MFI sector regulations including income ceiling and credit exposure limits on single borrower. Also, The candidate should have complete understanding of automation / system related capabilities (BR.Net) for evaluation and approval of JLG loans and relative analysis / MIS.4. Will conduct site visits for credit proposal of Individual Business Loans / MSME Loans and hold personal discussion with prospective customers to obtain credit information .5. Will prepare Credit Approval Memo and provide analysis, conclusion and recommendations to determine appropriate credit exposure.6. Will monitor adherence to credit policies and report any violations of policies with recommendation for risk mitigation.7. Will be responsible for co-ordination with operations team.8. Should have good understanding of the MFI business and the relative RBI / SRO regulations.
Degree: MBA/ PGDM

Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 4-9

Requirements

Credit Control & Collections | Financial Analysis | Funds Management | Loan/Mortgage
Applying for this job will take you to an external site

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