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Head - COE - Rural Lending

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  • Banking & Finance
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Job Details

Responsible for conceptualizing and implementing the strategic plan to steer delivery & business Launch Responsible for Market Research and Competitor Mapping. Travel to location for market research Develop and manage the Rural Finance product line, define strategies to deliver Net Income in line with organization s goals. Will drive P&L with new product proposition. Customer experience management (Dealers as well as end customers) Design & Build processes & Key Strategic Initiatives to deliver the business targets. Initiate & Lead key projects for the Business which builds capability. Responsible for Product Development, Portfolio Management and Analysis. Responsible for designing and launching new products and setting processes to increase customer acquisition. Engage in analysis relating to profitability, delinquency, and viability of all Rural Lending products for various strategic decisions to be taken by the senior management. Design and launch contests and schemes for employees and Channel Partners. Monitor pricing, revenue generation, product management, new product development, portfolio performance including budgetary, expansion and long term business planning. Responsible for financial planning and analysis, monitoring competitors activities, ensuring compliance with the product policies & pricing, tracking costs, ensuring cost control and reduction. Design and execute national level promotional campaigns and sales strategies to increase market penetration Designing systems and matrices to enhance overall productivity and profitability. Coordinate with Finance, HR, Marketing, Sales, Risk, and IT teams to ensure launch & smooth functioning of the business. Ensure systems, processes, technology development and improvement is as per Business requirements Basic qualifications Should have a MBA / Post Graduate Degree Should have 6-10 year of experience in lending business with 2-3 years in managing retail loans. Prior experience of working in Rural market would be preferred Should have collaborative work style to engage with peers & colleagues in other functions across the company. Should have excellent communication skills along with strong presentation and data analytics skills . Excellent Team Management & Interpersonal Skills. Exceptionally high motivational levels and need to be a self starter.
Degree: MBA/ PGDM

Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 6-10


Business Analyst | Direct marketing | Market Research | Marketing Strategy
Applying for this job will take you to an external site


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