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Non voice - Senior Underwriter

Job Code:
  • IT
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Job Details

Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateralUtilize client s loan operating system to ensure accurate data entryUnderwrite loans in accordance with client guidelines; utilizing AUS or manual guidelinesEvaluate and ensure overall loan documents are accurate, complete, and compliantAbility to identify and/or clear ref flag or alertsIssue loan decision and condition file accordinglyReview and approve conditions for compliance and completion of loan fileProvide excellent customer service to internal and external clientsMaintain current knowledge of client and investor requirementsResolve pre and post-closing issues as they relate to underwritingAssist Processors/Loan Officers in understanding underwriting decisions and conditions SkillsMinimum 2+ years currentconventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flagsBasic knowledge of appraisal and ability to recognize red flags and ineligible propertiesThorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines (DU/LP)Strong analytic, interpersonal, and verbal and written communication skillsDetail-oriented with strong ability to time manageAbility to work in a flexible and production-oriented environmentMust be able to work in a high stress environment while delivering a high-level of customer serviceMust be willing and able to work as part of a teamStrong capability to work in multiple systems - paperless environmentMust be willing to work in strict security environmentNMLS-MLO Licensure preferredCandidates must be available to work outside of normal business hours when necessary
Degree: M.Com. (Commerce) | M.Pharm. (Pharmacy) | M.Sc. (Science) | MA (Arts) | MBA/ PGDM | MCA/ PGDCA

Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 2-5


Non Voice Process - Both BPO Type | Non-Voice Process - Domestic BPO Type | Work Flow Analysis
Applying for this job will take you to an external site


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