Sign In
 [New User? Sign Up]
Mobile Version

Portfolio Head - VP

Job Code:
  • Banking & Finance
Applying for this job will take you to an external site
  • Shortlist
  • Email Friend
  • Print

Job Details

Product & Policy framework *Prepare & Review the Products, Lending Policies and processes for entire operations of business as per the desired business plan*Identify, present and execute innovative and creative product solutions*Develops and streamline process flow for product delivery including query resolutions.*Develop and deploy overall strategy and business model including profitability and lending framework for the organisation*Key role to will include vetting the products from the Credit Risk, Legal and Compliance perspective.*Conduct market research for new product development.*Lead the development, approval, training, communication of product changes and their associated customer, operational, process and systems impact*Display a high level of critical thinking in cross functional process analysis and problem resolution for existing products*Oversee the coordination between various internal departments (marketing communication, policy, legal, compliance, operations, Customer Service, IT and sales).Systems*Preparing product wise business plan which consist of revenue vs Cost benefit analysis.*Formulate the risk reward framework for each product and schemes with respect to Loss Given Default (LGD) / Probability of Default (PD) in line with regularity expectations.*Increase portfolio and profitability by tie-ups on a national level and to set guidelines for regional tie-ups.*Provide management with comprehensive information about sales, costs, risks and profitability.Act as Consodian of P & L*Monthly analyses of market and defining product segmentation, fixing competitive price for the productsGovernance and Compliance*Formulate and implement the Business Process Management Systems (BPMS) to ensure quality levels in all areas of work and impart the requisite training across levels .*Will also be responsible for empanelment / management / termination / renewal of contracts for vendors, CPAs and more.*Ensure control on processes and adherence to approved policies*To impart policy training at local levels to Credit Processing Associates (CPA), Vendors, Channel Partners and related members. Custodian of all Prouct & Policy guideline document.Securitization Down sell*Support the Securitization head in development of Secutization framework for the organisation and helping in closing deals for the org*Responsible for down-sell and securitization of the SME&RA portfolio created by the business team in lines with the business plan, liquidity requirement and leverage and ROA requirement
Degree: MBA/ PGDM

Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 8-10


Applying for this job will take you to an external site


© Copyright 2015 Al Nisr Publishing LLC - powered by Gulf News