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Sales Officer On Roll Job for Micri Finance loan for SLI in Bank

Mumbai, MH
Job Code:
120,000 To 180,000 Monthly
  • Banking & Finance
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Job Details

Looking for Career in Banking? Become Branch Manager in 7-8 years with Career Growth Plan.Hiring Sales Officer Microfinance Loan for Bhachat Gat in SLI (Sustainable Livelihood Initiative)Excellent Growth opportunity to work in India's Best Brand. On Roll Job. Scoping / Survey Undertake survey & identify areas villages / wards having potential SHGs Minimum number of clients in a particular village / ward is very critical for viability of operations. MFIs Competition, risk exposure and credit appetite shall be the basis for identification of village / ward for client acquisition. Inputting of survey results & data compilationClient Acquisition & Financial Literacy Collection of clients profile & assessment of clients in line with the banks policies Explain them the product features and convince them to have relationship with Bank Explain the process of account opening & the features of SB accounts Create baseline information about the SHG & individual members of SHGAccount Opening Visit the place of clients and confirm the existence of individuals of SHG;Help the RM in collecting KYC documents from individual members of SHGPreparation of Photo ID card for SHG Issuance of SHG Photo ID Card Assist RM in submission of AOD for account opening Ensure delivery of welcome kit and CUG ATM CardLoan Appraisal & Documentation Complete credit rating as per the banks rating tool to assess the loan eligibility Collect necessary documents and submit the same to credit for approval Organize the group for credit visit / rating validation by credit Post receipt of approval from credit, complete loan documentation Cross validation thru tele-callingCredit Counseling & Loan Disbursement Organize the group for disbursement & ensure attendance of all the members Explain the terms and conditions of loan contractMonthly Call Visit Attend SHG monthly meeting at the place of SHG Complete call visit report and submit it to approvers for noting&updationCollection Collect monthly EMI either thru POS or thru branch and ensure OTR Do regular follow up and recover dues from delinquent accountsValue Added Services Assess training requirement / capacity building requirement and facilitate such events Extend market linkage and other livelihood promotional services to the clients as when required
Degree: M.Com. (Commerce) | M.Pharm. (Pharmacy) | M.Sc. (Science) | MA (Arts) | MBA/ PGDM | MCA/ PGDCA

Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 0-3


Client Servicing | Relationship/Account Servicing | Retail Sales
Applying for this job will take you to an external site


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