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Senior Analyst, Credit and Income

Navi Mumbai, MH
Job Code:
  • Banking & Finance
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Job Details

Maintain a working knowledge of all current underwriting guidelines, federal and state lending laws and have the ability to comprehensively explain all to others within and outside the organization Interpret credit policy and investor guidelines and apply them to specific loan Review accuracy and completeness of documents pertaining to Credit & Borrower Profile, Liabilities & Ratios, Employment & Income, Assets, Reserves & Down payment, Occupancy & Transaction Type, Title, Appraisal, Purchase Agreement and Program Specific documents Review re-verification documentation and third party vendor documents in the loan file Review loan file for compliance with all agency guidelines and client s overlays Audit and/or re-underwrite loans from a credit, income and collateral standpoint on a daily basis and note any underwriting exceptions Assess salability issues and repurchase risk and review for Frauds and Red Flags Audit closed loan disclosures and signed loan documents Effectively communicate with US based Underwriters/Clients & SMEs to ensure quality outputKey Result Areas Meet or exceed productivity standard for new loan files audited per day 100% accuracy with finding defects and errors on files audited Improve Initial Review Quality by closing the feedback loop and providing training intervention Review & recommend improvement of training contentQualifications QualificationsThe ideal candidate must have Bachelor's degree A strong knowledge of mortgage Credit & Income loan documents & calculations with a minimum of 2 years of experience is a must Command over English Language Have well developed oral and written communication skills and interpersonal skills Be detail oriented and organized to find defects in files Be proficient in Microsoft applications and open to learning and applying new software applications quickly
Degree: MBA/ PGDM

Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 2-6


Credit Control & Collections | Finance/Budgeting | Financial Analysis | Loan/Mortgage
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