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Senior Manager Industrial Credit Risk Assessment

Mumbai, MH
Job Code:
  • Banking & Finance
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Job Details

Assess all aspects of risk associated with proposals submitted by third parties, to underwrite new business transactions within personal delegated authority levels and in line with Group policy, monitor existing transactions, to make recommendations to higher authority where outside personal underwriting authorityStructuring of transaction, pre-screening of new applications; preparation for higher level approval / Credit Committee; undertaking of delegated activities within the risk management process for all Vendor Introduced and Company Introduced transactionsPerform high quality and timely underwriting of new business transactions within the four-eyes principles and delegated authority levels, understanding transaction risk and appropriate returnsMonitor existing transactions proactively and in a timely manner, based on existing guidelines. Initiation of appropriate action in case of deviation from target values.Prepare large new business transactions for consideration by lending authority holders and/or the company s Credit CommitteeInteract with other Risk Management functions (Documentation Management, Asset Management, Risk Controlling and Risk Management teams in the companys Headquarter) and Sales to provide timely support to the sales and risk process in respect of approval and documentation of complex transactions to meet requirements and customer needsEnsure compliance of underwriting rules with group credit policy, guidelines and processesParticipate in customer meetings when needed to fully understand the risks and opportunities involved in a transactionMonitor target customer industries and segments; ability to recognize tendencies and to propose adjustments to risk strategyDesired Candidate ProfileCA / CPA/ MBAFinance (from a premier institute) with at least 5 to 9 years experience in Corporate or Industrial Credit Risk AssessmentProven track record in Risk assessment within asset finance and leasing industry, with particular emphasis on medium to large transactionsSound knowledge of asset finance products, structures, pricing/time value of money and documentationComprehensive knowledge and understanding of interpretation of financial statements for different types of legal entity, principles of lending and risk assessmentUnderstand the P&L impact of quality underwriting decisionsNegotiation and conflict resolutionAnalysis skills; planning and organising; able to prioritise; presentation skills; project management skillsAbility to drive a transaction to a final decisionExcellent interpersonal and communication skillsUnlimited thinking, Self determination and Strategic judgmentShould be Customer Focus and professionally ethical
Degree: CA (Chartered Accountant) | MBA/ PGDM

Additional Degree: BA (Arts) | B.Com. (Commerce) | B.Pharm. (Pharmacy) | B.Plan. (Planning) | B.Sc. (Science) | BBA/ BBM/ BBS | BCA (Computer Application) | Diploma-Other Diploma | B.Ed. (Education) | BHM (Hotel Management)

Experience: 5-9


Credit Control & Collections | Finance/Budgeting | Financial Analysis
Applying for this job will take you to an external site


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